Starting a business is not an easy task, with economic shifts pointing to a slowing global economy, things seem to be getting harder for small businesses in the country. Big banks are more stringent when offering loans and this again disadvantages small and medium enterprises.

For the vast majority, however, raising capital is a major and stressful mountain, because many banks are not open to offering credit to young businesses and start-up enterprises on the strength of their potential. As a result, when such businesses are faced with financial challenges, the task of raising money is very difficult.

Worth Credit - Singapore Business Loan in Brief

Apply for Worth Credit Business Loan Singapore

Qualifying for a Start-up Business Loan with Worth credit is a simple and streamlines process. Approval can be granted with just a few documents that demonstrate your ability to make repayments. The required documents include:

  • Latest ACRA printout

  • IDs of all directors and shareholders

  • Tenancy agreement for place of business

  • Corporate bank account statements

  • Profit and lose statement

  • Company stamp/seal

Worth Credit retains the right to request additional documentation or proof of income on a case by case basis.

About Worth Credit

We are a fully licensed moneylender operating under the guidelines of IPTO, which is the regulatory body for moneylenders in the country. All our services are authorized and we go to extra lengths to guarantee efficiency in all our operations.


For effective communication, we have a customer care desk staffed with highly qualified financial experts who will readily answer any questions you might have.

Business Loan

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Worth Credit Business Loan Tenure

Our loan tenure is ranged from minimum 2 months (61 days onward) to maximum of 24 months and The Annual Percentage Rate (APR) of our Business Loan is minimum 12% to maximum of 36% per annual on reducing interest rate for 1 years tenure.

Worth Credit At Your Service

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#1 Legal & Licensed Moneylender. The trusted brand for “better loans”, building true partnerships with customers.
Worth Credit provide various types of financial loans in Singapore.

  • Above stated exclude administrative fee.

  • Cost of borrowing stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.

  • Your actual credit amount and interest rate will be based on your individual credit profile and affordability.

  • Tables above are for illustration purposes only. You should seek advice from your adviser or consultants before making any financial decisions.