Getting Lowest Interest Rate Personal Loan in Singapore has never been easier, more affordable, and more flexible. With the number of banks and licensed money lenders offering varied loan choices, competitive payment schemes and public sectors that are now offering good personal loan packages, singaporeans can now get loans that are appropriate for their needs.


At Worth Credit, we offer highly competitive interest rates for our personal loan packages. You can compare our rates with other licensed moneylenders and will find that we are one of the most affordable ones in the market.

Personal Loan

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Worth Credit - Characteristic Of Personal Loan in Singapore

The main characteristic of a personal loan is that it is not secured by collateral which means you don’t have to use your car or real estate to back up the loan and for this reason they are also known as unsecured loans.


This loan type is to grant you fast cash over a short period of time to deal with unexpected expenses such as traffic summons, car repairs or medical bills. As you will need this money loan urgently, you may not have the luxury to borrow it from a bank which will run numerous credit checks before approval.


Regardless of what reasons it may be, Worth Credit is happy to assist you in your personal financial needs.

Lowest Interest Rate Personal Loan Singapore

How to Apply For Personal Loan with Worth Credit?

  • Singaporean, Permanent Residents

  • Min. 21 years old and above

  • NRIC

  • Currently Employed

  • Latest 3 months payslip

  • Latest 6 months or more CPF Contribution Statement

  • Income Tax Statement

  • Original PUB or Mobile bill reflecting your residential address

Advantages of Worth Credit Personal Loan

1. Allow you to payback your loans using a flexible repayment plan.
2. Packages are catered to meet to your needs.
3. Offer structured repayment terms that are easy for you to understand.

Tips Before Taking Loan

1. Be cautions / understand the loan statement at right sense.
2. To think several times, analyze and decide.
3. Understand all the terms and conditions clearly in details.

Any questions? Let's talk.

Let Worth Credit help you today! Applying for a personal loan can be a daunting experience and we understand that. Our professional staff will be available to answer any questions you might have.

Send Us a message Or drop by at our office for a non-obligatory discussion on your personal loan needs.

Our Best Personal Loan Tenure

Our loan tenure is ranged from minimum 2 months (61 days onward) to maximum of 18 months and The Annual Percentage Rate (APR) of our Personal Loan is minimum 12% to maximum of 36% per annual on reducing interest rate for 1 years tenure.

Why Chose Worth Credit

We understand the burden that some people experience when it comes to finding a reputable Singapore licensed money lender for their needs. With that in mind, we do our best to take the stress out in the application process by giving you practical options. For instance, you may apply for a personal loan via our online loan application form. This way, you can receive the amount you need within minutes upon approval of your application.

Most importantly, you can select from the most suitable repayment option that we provide. You may even opt for a fixed monthly loan repayment plan with affordable rates within your budget. At Worth Credit, you can have more control on your financial obligations to reduce the stress of repaying a loan.

Worth Credit Flexible Repayment Scheme

Our flexible repayment scheme for Personal Loan allow our borrowers to schedule the repayment dates at their own comfort for repayment to be done promptly. Many a times, when we are in need of a loan, the banks are not making things easy for us to gain access to the stipulated amount needed. Local banks will also check your financial background before approving any loans to you, if you are in need of a Personal Loan Singapore Bad Credit would be an influencing factor.


Frustrations and agony will surface as Personal Loans are only needed during emergency situations. But due to procedures and approval processes from banks, time is not on your side. Hence, factoring in the high interest rates provided by banks, it is ideally not possible to take out a loan for emergency purposes.

Speed and Convenience

All it takes is to send in your application and correct document to us and get approval with 30 minutes. We will inform you once the loan contract is available. By then, you can sign the agreement and receive the loaned amount on the same day. 

No frills, no hidden charges, no hard sales. What you borrow is what you get. What you borrow is what you can afford. Personal loan that you can afford and personal loan that you can solve your problem.

Worth Credit At Your Service

Need help to move FORWARD? Take a step in the RIGHT direction.

#1 Legal & Licensed Moneylender. The trusted brand for “better loans”, building true partnerships with customers.
Worth Credit provide various types of financial loans in Singapore.

  • Above stated exclude administrative fee.

  • Cost of borrowing stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.

  • Your actual credit amount and interest rate will be based on your individual credit profile and affordability.

  • Tables above are for illustration purposes only. You should seek advice from your adviser or consultants before making any financial decisions.